Wills

Appointing a guardian in a will UK how to choose, name, and guide the right person

If you don't legally appoint a guardian in your will, a court - not you - decides who raises your children. Here's how to choose the right person, name them correctly, and back it up with the right documents.

  • Access expert advice with no pressure to proceed
  • Clear steps to legally appoint a guardian for your children
  • Guidance on letters of wishes and trusts for your family

Your home may be repossessed if you do not keep up repayments on your mortgage or any other debt secured on it.

How do you appoint a guardian in a will in the UK?

Appointing a guardian in a will in the UK means formally naming, in a legally valid will, the person or people you want to take on parental responsibility for your children if you die before they turn 18. This is different from simply telling family members who you'd like to raise your children - a guardian clause in your will is a formal legal appointment recognised under the Children Act 1989.

  • Only a parent or person with parental responsibility can appoint a guardian. This usually covers mothers, married fathers, and unmarried fathers named on the birth certificate after 1 December 2003.
  • The appointment must be made in writing, dated, and signed - normally within the will itself, though it can also sit in a separate signed document.
  • It only takes legal effect once you, and any other person with parental responsibility, have died. Until then, a surviving parent with parental responsibility continues to care for the children.
  • You can name more than one guardian, and even split the role between day-to-day care and financial oversight.

Without a named guardian, the decision about who raises your children falls to the family court, which may not reflect your wishes. Speak to a regulated will-writing service to make sure your guardian clause is worded correctly.

Ready to put a guardian clause in your will?

Speak to an advisor about naming a guardian, writing a letter of wishes, and setting up a trust for your children.

What does appointing a guardian in a will mean?

Appointing a guardian in a will UK is the process of legally naming the person, or people, who will care for your children if you die before they turn 18. It's a formal decision, not just a preference you've mentioned to family - once your will is signed and witnessed, the guardian clause carries legal weight under the Children Act 1989.

This is different from an informal arrangement, such as telling a relative you'd like them to raise your children. Without a written, witnessed appointment in your will, or a separate signed guardian document, that wish has no legal standing, and a family court would ultimately decide who takes on the role.

If you're still working through the basics, it's worth reading our guide on how to write a will in the UK before you add a guardian clause.

This guide provides general information only and does not constitute legal advice. Speak to a qualified solicitor or regulated will-writing service for guidance specific to your circumstances.

Why parents should appoint a guardian, not leave it to the courts

If you die without naming a guardian, it isn't automatically left to the family member you'd have chosen. Instead, whoever wants to take on the role - grandparents, siblings, or step-parents - may need to apply to the family court, which decides who gets parental responsibility under the Children Act 1989.

This matters because:

  • The court's decision might not reflect what you would have wanted, especially if several relatives come forward with different views.
  • The process can take time, during which your children may stay in temporary arrangements rather than with the person you'd have chosen.
  • Family disagreements about who should raise your children can add distress at an already difficult time - something a clear guardian clause helps to prevent.

This risk sits alongside the wider consequences of not having a will at all - see our guide on what happens if you die without a will for the full picture. If you're in a couple, using mirror wills for couples lets you and your partner agree on the same guardian and keep your wishes aligned.

Our framework

Appoint, guide, protect: a three-part approach to guardianship planning

Appoint

Name a legal guardian in your will so a court doesn't have to decide who raises your children.

Guide

Write a letter of wishes alongside your will to give your guardian practical guidance on your children's routine, health, and schooling.

Protect

Set up a testamentary trust to control how and when your children receive their inheritance, rather than it passing to them in full at 18.

Who has parental responsibility in the UK?

Only someone with parental responsibility can appoint a guardian for a child in their will. Parental responsibility is defined under the Children Act 1989 as the legal rights, duties, and authority a parent holds for a child and their property.

Some parents hold parental responsibility automatically from birth; others need to take formal steps to acquire it. The table below sets out the difference.

Who has parental responsibility in the UK?

Parent or carer
Parental responsibility position
Birth mothers
Automatic, from birth
Married fathers
Automatic, if married to the mother at birth or since
Unmarried fathers on the birth certificate after 1 December 2003
Automatic, from birth registration
Unmarried fathers not on the birth certificate, or registered before December 2003
Must get a parental responsibility agreement or court order
Step-parents
Must get a parental responsibility agreement, court order, or adopt the child

If you're not sure whether you hold parental responsibility, an advisor or solicitor can check your position before you finalise your will.

Guardian clauses

Not sure if you can appoint a guardian?

An advisor can check whether you hold parental responsibility and help you word your guardian clause correctly.

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How to choose the right guardian for your child

Once you know you're able to appoint a guardian in your will, the harder part is deciding who. Your guardian must be at least 18 years old and an individual - you can't name a company or organisation. Being a guardian is voluntary, so the person you choose can decline the role, even after you've died, which is why it's worth working through the questions below before you finalise anything.

Expert insight

Lawrence Howlett

Always name a backup guardian as well as your first choice. Circumstances change, and if your named guardian can no longer take on the role when the time comes, a backup avoids the court having to step in by default.

Lawrence Howlett,Founder of Money Saving Advisors

Choosing a guardian

6 questions to ask when choosing a guardian for your child

Do they share your values?

Think about their approach to education, religion, and general upbringing, so your children are raised in a way that reflects what matters to you.

Can they take on the role practically?

Consider whether they're physically and financially able to look after another child, alongside their own circumstances.

Do they know your children well?

A guardian who already has a close relationship with your children can make a real difference to how settled they feel.

Have you actually asked them?

Being named in a will isn't binding on the guardian - they can decline. Always ask in advance and confirm they're willing.

Would your children need to move?

Think about where your proposed guardian lives, and whether your children would need to change school or move area.

Could you split the role?

You can appoint two guardians - one for day-to-day care and one for financial oversight of your children's inheritance.

How to appoint a guardian in a will: step-by-step

Appointing a guardian in a will UK follows a straightforward process, but it only takes legal effect once you, and any other parent with parental responsibility, have died. If both parents are alive and both hold parental responsibility, the surviving parent continues to care for the children until they also die or lose capacity.

Under the Children Act 1989, sections 5 and 6, a guardianship appointment must be made in writing, dated, and signed by the parent making it.

Step-by-step process

How to appoint a guardian in a will: 5 steps

1

Confirm you hold parental responsibility

Check that you're legally able to appoint a guardian - see the parental responsibility section above if you're not sure.

2

Talk to your chosen guardian

Discuss the role in detail and get their clear agreement before naming them. They can decline the role, even after your death, so don't skip this step.

3

Add a guardian clause to your will

Name your guardian, and any backup, formally in your will, along with any conditions you want to set out.

4

Sign your will in front of two witnesses

Your will must be signed and dated in the presence of two witnesses who aren't beneficiaries or married to a beneficiary.

5

Store your will safely and tell people where it is

Let your executor and guardian know where the original will is kept, so it can be found quickly when it's needed.

Updating an existing will

If you already have a will and simply want to add or change a guardian, you don't necessarily need to rewrite the whole document - a codicil can update the guardian clause, though for bigger changes it's often simpler to write a new will.

What is a letter of wishes and why does it matter?

Your will's guardian clause deals with the legal appointment, but it doesn't tell your guardian how to actually raise your children day to day. That's where a letter of wishes comes in.

A letter of wishes is a separate, informal document you write alongside your will. It can cover things like:

  • Your children's daily routine, favourite foods, and comfort habits
  • Medical needs, allergies, or ongoing treatment
  • School preferences and educational priorities
  • How much contact you'd like your children to keep with grandparents or other relatives

A letter of wishes isn't legally binding in the way your will is, so a guardian isn't obliged to follow it to the letter. But courts and guardians alike tend to give it real weight, because it captures your intentions in your own words at a time when your children can't ask you directly.

Why write your guardian clause with expert support?

  • Clear wording that reflects the Children Act 1989
  • Guidance on letters of wishes and testamentary trusts
  • Access expert advice with no pressure to proceed

Can you appoint a guardian if you're a single parent?

Yes. If you're the only person with parental responsibility for your child, such as a single mother or a father named on the birth certificate when the other parent has none, you can appoint a guardian on your own in your will.

If the other parent is still alive and also holds parental responsibility, your appointed guardian doesn't automatically step in when you die - the surviving parent continues to look after your child. Your guardian would only take over once that parent has also died, or if their parental responsibility ends for another reason. This catches a lot of parents out, so it's worth checking your specific circumstances with an advisor.

Family situations vary, and if money worries or a difficult family situation are making it harder to plan ahead, free and impartial guidance is available from MoneyHelper on 0800 138 7777.

Guardianship and financial provisions: using a trust

Appointing a guardian decides who raises your children - it doesn't automatically give that person control over any money or property you leave behind. For that, many parents set up a trust within their will.

A testamentary trust wills arrangement lets you specify the age, or ages, at which your children receive their inheritance, rather than it passing to them in full at 18. You can also choose a trustee to manage the money in the meantime - this can be the same person as the guardian, or someone different, such as an accountant or another family member better placed to manage finances.

If your estate includes a mortgaged property that your children will eventually inherit, your guardian or trustee may need to think about how any ongoing mortgage payments are covered until the property can be transferred or sold. Remember that your home may be repossessed if you do not keep up repayments on your mortgage or any other debt secured on it, so it's worth reviewing your life insurance and mortgage protection alongside your will.

Separating the caring role from the financial role can also reduce pressure on your guardian, who may be more comfortable focusing on day-to-day care while someone else manages the trust.

How much does it cost to include a guardian in a will?

Adding a guardian clause is a standard part of most single or mirror wills, and it doesn't usually attract a separate fee on top of your will-writing cost. What you pay overall depends on whether you use a solicitor, a specialist will-writing service, or an online tool, and how complex your wider estate planning needs are.

For a full breakdown of typical costs and what affects them, see our guide on how much a will costs in the UK.

Common questions

Frequently asked questions

Yes. UK law allows you to appoint more than one guardian for your children. You can split responsibilities - for example, one guardian for day-to-day care and another for financial decisions. Both people need to agree to the appointment before you name them.

It's worth naming a backup (substitute) guardian in your will alongside your first choice. If you don't, and your primary guardian dies before you or is unable to take on the role, a family court will decide who cares for your child. Reviewing your will every 3-5 years, or after big life changes, helps keep your guardian clause up to date.

Yes. Once the appointment takes effect, a guardian named in your will acquires full parental responsibility under the Children Act 1989, including decisions about education, healthcare, and where your child lives.

Yes. Being named as a guardian in someone's will isn't legally binding on the guardian themselves - they can decline the role, even after the parent has died. This is why it's important to discuss the role with your chosen guardian and confirm they're willing before you finalise your will.

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This article was written by:

Lawrence Howlett
Lawrence Howlett

Founder of Money Saving Advisors

Lawrence Howlett brings a results-driven mindset to his writing, shaped by over a decade of experience across finance, legal, and energy sectors. As the founder of Moneysavingadvisors, he’s built a reputation for turning complex financial concepts into clear, actionable insights for consumers. His writing stands out for its clarity, structure, and focus on delivering value.

Article last updated 19 July 2026

Reviewed by Nick McDonald on 19 July 2026