Conveyancing

Conveyancing Calculator

Estimate your total conveyancing costs for buying, selling, or remortgaging a property in the UK, with itemised breakdowns of legal fees, disbursements, and stamp duty.

  • Compare conveyancing costs for buying, selling, or remortgaging
  • See itemised breakdowns of legal fees, disbursements, and stamp duty
  • Get worked examples at every major property price band

What Is a Conveyancing Calculator and How Does It Work?

A conveyancing calculator is an online tool that estimates the total legal costs of buying, selling, or remortgaging a property in the UK. You enter basic details about your transaction, and the calculator generates an itemised breakdown of likely fees before you commit to a solicitor or licensed conveyancer.

Most conveyancing cost calculators ask for four key inputs: the property price, the transaction type (buying, selling, or remortgaging), the tenure (freehold or leasehold), and the property location. Some calculators also factor in whether the property is a new build, whether you are a first-time buyer, and whether you need a mortgage.

The calculator then splits your estimated costs into three categories. First, the conveyancer's legal fees, covering their professional charge for handling the transaction. Second, disbursements, which are third-party costs passed on to you, including property searches, Land Registry fees, and identity verification checks. Third, government taxes such as stamp duty land tax, calculated separately based on the purchase price and whether you qualify for relief.

Typical legal fees for a standard freehold purchase in 2026 range from £800 to £1,500 plus VAT, with conveyancing disbursements adding a further £250 to £450. Using a conveyancing quote calculator allows you to compare these costs across multiple providers within minutes rather than requesting individual quotes by phone or email.

A conveyancing fees calculator provides a useful starting point, but the estimate cannot account for every variable in your transaction. Complex cases involving leasehold properties, shared ownership schemes, or properties with title defects will typically cost more than the initial figure suggests. Treat the output as a baseline for comparing quotes, not a guaranteed final price.

Average Conveyancing Fees in the UK (2026)

Average conveyancing fees in the UK in 2026 depend on the type of transaction and whether your property is freehold or leasehold. The table below shows typical total costs, including both legal fees and standard disbursements, for each transaction type.

Legal fees make up the largest portion of your bill. For a straightforward freehold purchase, most solicitors and licensed conveyancers charge between £800 and £1,500 plus VAT. Selling a property is generally cheaper because fewer searches and checks are required, with legal fees typically ranging from £600 to £1,000 plus VAT.

Remortgage conveyancing fees are the lowest of the three transaction types. Many lenders offer free legal work as part of their remortgage package, though you may still pay £100 to £300 in disbursements. Where free legal work is not included, expect to pay £400 to £800 plus VAT for the solicitor's fees.

The average conveyancing fee in the UK in 2026 for a standard freehold purchase sits at approximately £1,500 to £1,800 including VAT and disbursements. This average masks wide variation: a simple sale of an unmortgaged freehold might cost under £900, while a complex leasehold purchase with a short lease could exceed £3,000 before stamp duty.

These figures represent national averages. Conveyancing costs in London and the South East tend to run 10% to 20% higher than in other regions, reflecting both higher property values and higher overheads. Online conveyancing firms often quote below the national average because they operate with lower fixed costs.

When comparing quotes, check whether the price includes VAT, whether it covers all standard disbursements, and whether the firm operates a no-sale-no-fee policy. A headline figure of £500 that excludes VAT and disbursements will cost significantly more than an all-inclusive quote of £1,200. For a full explanation of how conveyancing fees are structured, see our dedicated guide.

Buying (freehold)
£1,200 to £2,250 total (legal fees £800 to £1,500 + VAT, disbursements £250 to £450)
Buying (leasehold)
£1,700 to £3,100 total (adds £250 to £400 for lease review and management pack)
Selling (freehold)
£800 to £1,450 total (legal fees £600 to £1,000 + VAT, disbursements £100 to £250)
Selling (leasehold)
£1,050 to £1,850 total (adds £250 to £400 for leasehold work)
Remortgage (own solicitor)
£500 to £1,100 total (legal fees £400 to £800 + VAT, disbursements £100 to £300)
Remortgage (free legals)
£100 to £300 in disbursements only (legal fees covered by lender)

Worked Examples: Conveyancing Costs by Property Price

The most useful way to understand conveyancing costs is to see them broken down for a specific property price. The table below shows estimated total costs for buying a freehold property at four common price points, covering legal fees, disbursements, and stamp duty.

These worked examples assume a standard freehold purchase with a mortgage, using average 2026 legal fees and current stamp duty rates. First-time buyers purchasing below £300,000 pay no stamp duty, which significantly reduces total costs at the lower price bands. The first-time buyer relief threshold dropped from £425,000 to £300,000 in April 2025.

At £200,000, the total cost of conveyancing excluding stamp duty typically falls between £1,100 and £1,800. Legal fees and disbursements remain fairly stable up to around £300,000, after which some firms apply a percentage-based supplement on higher-value properties.

The biggest variable in these examples is stamp duty land tax. At £500,000, stamp duty for a home mover is £15,000, dwarfing the conveyancing fees themselves. Use our stamp duty calculator to check your exact liability based on your circumstances, including whether you qualify for first-time buyer relief or face the additional 5% surcharge on second homes.

If you are buying a leasehold property, add approximately £250 to £400 to the legal fees in each example. This covers the extra work involved in reviewing the lease, obtaining a management pack from the freeholder, and checking service charge accounts. Our guide to leasehold conveyancing explains what drives these additional costs.

£200,000 (first-time buyer)
Conveyancing £1,450, stamp duty £0, total £1,450
£200,000 (home mover)
Conveyancing £1,450, stamp duty £1,500, total £2,950
£300,000 (first-time buyer)
Conveyancing £1,650, stamp duty £0, total £1,650
£300,000 (home mover)
Conveyancing £1,650, stamp duty £5,000, total £6,650
£500,000 (first-time buyer)
Conveyancing £1,950, stamp duty £10,000, total £11,950
£500,000 (home mover)
Conveyancing £1,950, stamp duty £15,000, total £16,950
£750,000
Conveyancing £2,250, stamp duty £27,500, total £29,750

1

Enter your property details

Input your property price, transaction type (buying, selling, or remortgaging), and whether the property is freehold or leasehold. Include your postcode for location-specific estimates.

2

Review the cost breakdown

The calculator splits your estimate into three categories: legal fees, disbursements, and stamp duty. Check each line item to understand exactly where your money goes.

3

Compare multiple quotes

Review quotes from several solicitors and licensed conveyancers side by side. Check whether VAT and all standard disbursements are included in each headline price before comparing.

4

Verify the firm's credentials

Confirm your chosen firm is registered with the Solicitors Regulation Authority or the Council for Licensed Conveyancers. Read recent client reviews and check their experience with your transaction type.

5

Instruct your conveyancer

Provide your identification documents and property details to start the legal process. Your conveyancer will confirm the expected timeline and outline the next steps to exchange and completion.

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What's Included: Legal Fees vs Disbursements vs Stamp Duty

One of the most common sources of confusion in conveyancing quotes is the difference between legal fees, disbursements, and stamp duty. Understanding what falls into each category helps you compare quotes accurately and avoid hidden costs.

Legal fees are the professional charges your solicitor or licensed conveyancer sets for handling your transaction. This covers drafting and reviewing contracts, conducting due diligence on the property title, managing the exchange of contracts and completion, and registering the property with the Land Registry. Most firms quote a fixed fee for straightforward transactions, with additional charges for complex work such as dealing with a gifted deposit or arranging an indemnity policy.

Disbursements are third-party costs that your conveyancer pays on your behalf and passes through to you at cost. Common disbursements include:

  • Local authority searches: £100 to £300 depending on council
  • Environmental and drainage searches: £40 to £80 each
  • Land Registry title searches: £3 to £6 per search
  • Land Registry registration fee: £95 to £910 depending on property price
  • Anti-money laundering checks: £6 to £20
  • Bank transfer fees: £25 to £50 per transfer

For a full breakdown of what each search covers, see our guide to conveyancing searches.

Stamp duty land tax is a government tax, not a conveyancing fee. Your solicitor collects and submits it on your behalf, but it is not part of their quote and should never be conflated with their charges. Many calculators blur this distinction, making headline cost figures misleading. Always confirm whether a quote includes or excludes stamp duty before comparing.

Solicitor vs Licensed Conveyancer: Which Should You Use?

When using a conveyancing calculator, you will often see results from both solicitors and licensed conveyancers. Both are qualified to handle residential property transactions, but they differ in training, regulation, and the range of work they can take on.

Solicitors are regulated by the Solicitors Regulation Authority (SRA) and hold a law degree followed by professional qualification. They can handle any legal matter, not just conveyancing, which means they may be better placed to advise on complex transactions involving boundary disputes, restrictive covenants, or properties with legal complications. Many high-street firms employ solicitors who specialise exclusively in property law.

Licensed conveyancers are regulated by the Council for Licensed Conveyancers (CLC) and train specifically in property law. Because their focus is narrower, they often complete straightforward transactions more efficiently and may charge lower fees. For a standard freehold purchase or sale without complications, a licensed conveyancer typically offers the same outcome at a lower cost.

On cost, licensed conveyancers tend to charge £100 to £300 less than solicitors for equivalent work. The gap narrows on complex transactions where a solicitor's broader legal knowledge adds genuine value. For a detailed comparison of qualifications, costs, and when each option makes more sense, see our licensed conveyancer vs solicitor guide.

Many firms now offer online conveyancing alongside traditional high-street service. Online-only firms, whether run by solicitors or licensed conveyancers, tend to charge 10% to 25% less because they avoid the overhead of physical offices. Response times can vary, so check whether the firm provides a dedicated case handler rather than a generic support queue.

The most reliable way to choose is to compare at least three quotes, check that each firm is registered with either the SRA or CLC, and read recent client reviews. Whether you choose a solicitor or a licensed conveyancer matters less than whether the individual firm is responsive, transparent on pricing, and experienced with your transaction type.

Freehold vs Leasehold: Why Leasehold Costs More

Leasehold properties consistently cost more to conveyance than freehold properties. The typical premium is £250 to £400 on top of the standard legal fees, and understanding why helps you budget accurately when using a conveyancing fees calculator for leasehold properties.

The extra cost reflects three areas of additional legal work:

  • Lease review: your conveyancer must review the full lease document, which can run to 50 pages or more, checking for unusual clauses, ground rent escalation terms, and any restrictions on alterations or subletting.
  • Management information pack: they need to obtain a management pack (LPE1 form) from the freeholder or managing agent. This pack typically costs £200 to £400 and contains details of service charges, planned maintenance, insurance arrangements, and any ongoing disputes.
  • Lease term verification: your conveyancer must verify the remaining lease term, as a lease below 80 years can significantly affect the property's mortgage eligibility and resale value.

If you are buying a leasehold flat, factor in an additional two to four weeks for the conveyancing process compared to a freehold purchase. The management pack alone can take several weeks to arrive, particularly in larger developments with multiple managing agents.

For properties with very short leases or complex freeholder arrangements, the additional legal costs can exceed £500. Lease extension negotiations add further time and expense, typically requiring a separate valuation and specialist legal advice.

How Accurate Is a Conveyancing Calculator?

A conveyancing costs calculator provides a reliable ballpark for straightforward transactions, but the final bill can differ from the initial estimate. Understanding where the gaps arise helps you set realistic expectations.

For a standard freehold purchase with no complications, most calculators are accurate to within 10% to 15% of the final cost. Legal fees quoted are typically fixed, so the main source of variation is in disbursements. Search fees vary by local authority (some councils charge twice as much as others), and unexpected requirements such as indemnity insurance or additional title checks can add £50 to £300 to the total.

Calculators are less reliable for three types of transaction. First, leasehold purchases, where the cost of the management pack and the complexity of the lease review are difficult to predict without seeing the specific lease. Second, new-build properties, which involve additional legal work around the developer's contract terms, build warranties, and adoption of roads and sewers. Third, transactions involving shared ownership or other government schemes, which require extra documentation and compliance checks.

If your transaction falls into any of these categories, use the calculator figure as a minimum rather than a fixed estimate. Request a detailed written quote specifying which disbursements are included and what circumstances would trigger additional charges. Firms with a no-completion-no-fee policy provide additional protection, ensuring you do not pay legal fees if your purchase or sale falls through before completion.

Remortgage Conveyancing Fees

Remortgage conveyancing costs work differently from buying or selling. When you remortgage, the legal work is simpler: your conveyancer registers the new lender's charge against the property, discharges the old mortgage, and handles the Land Registry paperwork. No property searches or contract negotiations are typically required.

Many lenders cover the legal costs of remortgage conveyancing as part of their deal, using a panel solicitor at no cost to you. In these cases, your only out-of-pocket expense is disbursements, typically £100 to £300 covering Land Registry fees and identity checks.

If your lender does not offer free legal work, or if you prefer to use your own solicitor, expect to pay £400 to £800 plus VAT in legal fees. The total cost including disbursements ranges from £500 to £1,100.

Two situations can push remortgage fees higher. First, if you are remortgaging a leasehold property, the solicitor may need to review the lease and notify the freeholder, adding £100 to £200. Second, if you are releasing equity as part of the remortgage, some firms charge a supplement for the additional compliance work involved. Always ask for a fixed-fee quote that covers both scenarios before instructing a conveyancer.

Instant Cost Estimates

Get an itemised breakdown of legal fees, disbursements, and stamp duty for your property transaction in under 60 seconds.

Buying, Selling, or Remortgaging

Calculate conveyancing costs for any transaction type, with separate estimates for freehold and leasehold properties.

Price Band Comparisons

View worked examples across four property price bands from £200,000 to £750,000 to see how costs scale with value.

Disbursements Breakdown

See exactly which third-party costs are included in your quote, from local authority searches to Land Registry registration fees.

Solicitor vs Conveyancer Guide

Compare typical fees and qualifications for solicitors and licensed conveyancers so you can choose the right professional.

No Hidden Charges

Learn what to check in a conveyancing quote so you can spot excluded costs and avoid surprises at completion.

You enter your property price, transaction type (buying, selling, or remortgaging), tenure (freehold or leasehold), and location. The calculator uses these inputs to estimate your solicitor's legal fees, third-party disbursements such as property searches and Land Registry fees, and government taxes including stamp duty. Results typically appear within seconds, showing an itemised breakdown. Most calculators also let you compare quotes from multiple conveyancing firms side by side, saving you the time of requesting individual quotes by phone.

For a standard freehold purchase at £300,000, expect total conveyancing costs of £1,300 to £2,000 including VAT and disbursements. This breaks down as roughly £900 to £1,400 in legal fees plus VAT, and £300 to £400 in disbursements. Stamp duty for a home mover at this price is £5,000, bringing total transaction costs to £6,300 to £7,000. First-time buyers pay no stamp duty at £300,000, reducing the total to around £1,300 to £2,000 for conveyancing alone.

For straightforward freehold transactions, a conveyancing calculator is typically accurate to within 10% to 15% of the final bill. Legal fees are usually fixed, but disbursement costs vary by local authority and property type. Leasehold purchases, new builds, and shared ownership transactions are harder to estimate accurately because they involve variable third-party costs. Always request a detailed written quote after using the calculator to confirm the exact costs for your specific circumstances and property.

Both can handle residential property transactions. Solicitors are regulated by the Solicitors Regulation Authority and trained across all areas of law, making them better suited to complex cases involving boundary disputes or restrictive covenants. Licensed conveyancers are regulated by the Council for Licensed Conveyancers and specialise exclusively in property law, often charging £100 to £300 less for standard transactions. The quality and responsiveness of the individual firm matters more than which professional qualification they hold.

Conveyancing fees cover two main elements: legal fees and disbursements. Legal fees are your solicitor's professional charge for handling contracts, title checks, exchange, completion, and Land Registry registration. Disbursements are third-party costs including local authority searches (£100 to £300), environmental searches (£40 to £80), Land Registry fees (£95 to £910), identity verification checks (£6 to £20), and bank transfer fees (£25 to £50). Stamp duty is a separate government tax and is not part of conveyancing fees.

Selling a property is cheaper than buying because fewer searches and checks are needed. Expect to pay £600 to £1,000 plus VAT in legal fees, with disbursements of around £100 to £250. Total conveyancing fees for selling typically range from £800 to £1,500 including VAT. Your solicitor handles the contract pack, responds to the buyer's enquiries, manages completion, and arranges mortgage redemption if you have an outstanding mortgage on the property.

This depends on your conveyancer's terms. Firms offering a no-sale-no-fee or no-completion-no-fee policy will not charge legal fees if the transaction collapses before completion. You may still be liable for disbursements already paid to third parties, such as search fees, which typically total £200 to £300. Always check the cancellation terms before instructing a conveyancer. Around 30% of property transactions fall through, so choosing a firm with this protection can save you hundreds of pounds.

Remortgage conveyancing fees are typically the lowest of any transaction type, ranging from £400 to £800 plus VAT for legal fees. Many mortgage lenders offer free legal work as part of their remortgage deal, leaving you to pay only £100 to £300 in disbursements for Land Registry and identity checks. If your lender does not include free legal work, budget for total costs of £500 to £1,100 including VAT and disbursements. Leasehold remortgages may incur an additional £100 to £200.

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This article was written by:

Lawrence Howlett
Lawrence Howlett

Founder of Money Saving Advisors

Lawrence Howlett brings a results-driven mindset to his writing, shaped by over a decade of experience across finance, legal, and energy sectors. As the founder of Moneysavingadvisors, he’s built a reputation for turning complex financial concepts into clear, actionable insights for consumers. His writing stands out for its clarity, structure, and focus on delivering value.

Article last updated 19 July 2026

Reviewed by Nick McDonald on 19 July 2026