On average our advisors save customers who take out a consolidation loan £800+ per month on credit commitments.
*When consolidating debts with a secured loan, please be aware you may be extending the term.
Why choose MSA
Whole market access
We search 20+ lenders to find your best rate
Expert guidance
Dedicated advisor from start to finish
No credit impact
Soft check only — no mark on your file

Fast approval
Get approved in as little as 1 hour
High acceptance
We help all credit profiles, including CCJs
Flexible amounts
Borrow £10,000 to £500,000 over 3-30 years

Secured Loans
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Compare 100s of loans and shortlist the best rates that you're eligible for
Consolidate your credit into one lower, affordable monthly payment
Founder of Money Saving Advisors and a finance writer known for clear, actionable insights. On average our advisors save customers who take out a consolidation loan £800+ per month on credit commitments.
On average our advisors save customers who take out a consolidation loan £800+ per month on credit commitments. Do it right, get yourself a money saving advisor!
Secured Loans
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Your money saving advisor can help you consolidate debt and reduce costs
hassle free with no-obligation
You could have the money in your account in as little as 48 hours!
Check if you're eligible
Your money saving advisor will check your eligibility and calculate how much you could borrow - it might be more than you think!
Compare your options
Your advisor will research all your options from the whole market and present the shortlisted recommendations.
Apply for a loan
Your advisor will handle the application and you could have the money in your account in as little as 48 hours.
How it works
used by over 250,000 people
We partner with Believe Loans to provide you with access to expert advice. Here are just some of their reviews.
Shortly after I spoke with Anna, she was also very helpful and made it effortless and a nice experience.
Had a really good experience regarding arranging a secured loan. They introduced me to a great advisor. Thanks for the help.
For once a loan transaction without stress and complications. Very impressed and highly recommended.
Thrilled to share my exceptional experience with Money Saving Advisors. The website made it incredibly simple and easy to connect with an advisor. They helped me find the best deal on my remortgage and secured a very competitive interest rate!
Great advice and money saved on mortgage.
I have previously declined a loan of the value I needed from various brokers, but this website found me a reputable broker with surprisingly decent rates.
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You can add dental cover to some health insurance plans. It includes routine care and treating emergencies.

It's usually sold as part of healthcare insurance. It covers routine eye tests, prescription glasses, and surgeries.

They help with costs not covered by the NHS, like dental check-ups.
Resources
If you are struggling with debt, seek advice from one of these debt advice services
You have questions, we have the answers
A secured loan is a loan that uses your property as collateral. Because the lender has this security, they can typically offer lower interest rates and higher borrowing amounts than unsecured loans. You can borrow between £5,000 and £500,000 with repayment terms up to 30 years.
Secured loans can be used for debt consolidation, home improvements, business investment, purchasing a vehicle, or any other large expense. The most common use is debt consolidation, where you combine multiple debts into one affordable monthly payment.
You can typically borrow between £10,000 and £500,000 depending on the equity in your property, your income, and your credit profile. Repayment terms usually range from 3 to 30 years.
Secured loans offer lower interest rates, higher borrowing amounts, and longer repayment terms compared to personal loans. They're ideal when you need to borrow a larger sum and want to keep monthly payments manageable.
No. We perform a soft credit check to match you with lenders. This does not appear on your credit file and won't affect your score. A hard check only happens if you choose to formally apply with a lender.
Yes. Because secured loans use your property as security, lenders are often more flexible on credit history. We work with specialist lenders who consider applicants with CCJs, defaults, and low credit scores.