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Secured Loans

How much could you save with a secured loan?

On average our advisors save customers who take out a consolidation loan £800+ per month on credit commitments.

  • Compare rates from 20+ lenders
  • Borrow up to £500,000
  • Expert advice at every step
  • No impact on your credit score

*When consolidating debts with a secured loan, please be aware you may be extending the term.

Check My Eligibility
Are you a homeowner?

Why choose MSA

Trusted by over 250,000 UK homeowners

Whole market access

We search 20+ lenders to find your best rate

Expert guidance

Dedicated advisor from start to finish

No credit impact

Soft check only — no mark on your file

Homeowner loans

Fast approval

Get approved in as little as 1 hour

High acceptance

We help all credit profiles, including CCJs

Flexible amounts

Borrow £10,000 to £500,000 over 3-30 years

How much could you save?

As a homeowner you could cut the cost of credit by £800+ per month!*

Loan approved on phone

Secured Loans

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Get your best rate

Compare 100s of loans and shortlist the best rates that you're eligible for

Reduce your outgoings

Consolidate your credit into one lower, affordable monthly payment

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It won't harm your credit score

Hear from our Money Expert

Founder of Money Saving Advisors and a finance writer known for clear, actionable insights. On average our advisors save customers who take out a consolidation loan £800+ per month on credit commitments.

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On average our advisors save customers who take out a consolidation loan £800+ per month on credit commitments. Do it right, get yourself a money saving advisor!

Secured Loans

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No hidden fees

Transparent pricing with no surprise charges at any stage.

Expert advice

Dedicated advisor to guide you through every step.

Fast approval

Money in your account in as little as 48 hours.

Whole market

We compare rates across 20+ trusted UK lenders.
Why choose us

Compare the cheapest secured loans from trusted UK lenders

Check my eligibility
Reviews.io 5 stars

Ready to start saving on your monthly payments?

Your money saving advisor can help you consolidate debt and reduce costs

  • Cut the cost of credit by £800+ per month on average
  • One affordable monthly repayment instead of many
  • Access competitive rates from 20+ trusted lenders
  • Expert guidance from application to completion

hassle free with no-obligation

How does the process work?

You could have the money in your account in as little as 48 hours!

1

Check if you're eligible

Your money saving advisor will check your eligibility and calculate how much you could borrow - it might be more than you think!

2

Compare your options

Your advisor will research all your options from the whole market and present the shortlisted recommendations.

3

Apply for a loan

Your advisor will handle the application and you could have the money in your account in as little as 48 hours.

How it works

Simple steps to savings

Check eligibility

Your advisor checks your eligibility and calculates how much you could borrow.

Compare options

Research all options from the whole market and present shortlisted recommendations.

Apply for a loan

Your advisor handles the application. Money in your account in as little as 48 hours.

Start saving

Enjoy lower monthly payments and the peace of mind of a single, affordable repayment.

used by over 250,000 people

What our customers say

We partner with Believe Loans to provide you with access to expert advice. Here are just some of their reviews.

"Clear, Thorough and Empathetic"

Shortly after I spoke with Anna, she was also very helpful and made it effortless and a nice experience.

5/5
Tyler Elsworthy

"Helped us make an informed decision"

Had a really good experience regarding arranging a secured loan. They introduced me to a great advisor. Thanks for the help.

5/5
Dana Huggins

"Highly recommnded"

For once a loan transaction without stress and complications. Very impressed and highly recommended.

5/5
Alex Pearce

"Exceptional service from start to finish"

Thrilled to share my exceptional experience with Money Saving Advisors. The website made it incredibly simple and easy to connect with an advisor. They helped me find the best deal on my remortgage and secured a very competitive interest rate!

5/5
Aaron Humphreys
GB

"Great advice and money saved"

Great advice and money saved on mortgage.

5/5
Ace
GB

"Amazing service!"

I have previously declined a loan of the value I needed from various brokers, but this website found me a reputable broker with surprisingly decent rates.

5/5
Alex Jones
GB

Table comparison layout

Feature
Details
Loan amount
£10,000 - £500,000
Repayment term
3 - 30 years
Interest type
Fixed or variable
Credit check
Soft check (no impact)
Approval time
Within 1 hour
Funds released
As little as 48 hours

Compare

Provider comparison chart

Feature
MSA
Provider B
Provider C
Provider D
Whole of market access
FCA regulated advice
No credit score impact
Free service
Dedicated advisor
250,000+ customers

Benefits

Feature cards with icon grid

Compare the whole market

Personalised rates from leading UK lenders.

Access trusted advice

Vetted mortgage advisors at your service.

Cut credit costs by £800+

Average monthly savings on consolidation loans.

Fast approval

Get approved within 1 hour, funds in 48hrs.

Get in touch

Contact us

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Speak to an advisor about your options
Please call0800 000 000
Check your eligibility online now
Request a callback from our team

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You have questions, we have the answers

Frequently Asked Questions

A secured loan is a loan that uses your property as collateral. Because the lender has this security, they can typically offer lower interest rates and higher borrowing amounts than unsecured loans. You can borrow between £5,000 and £500,000 with repayment terms up to 30 years.

Secured loans can be used for debt consolidation, home improvements, business investment, purchasing a vehicle, or any other large expense. The most common use is debt consolidation, where you combine multiple debts into one affordable monthly payment.

You can typically borrow between £10,000 and £500,000 depending on the equity in your property, your income, and your credit profile. Repayment terms usually range from 3 to 30 years.

Secured loans offer lower interest rates, higher borrowing amounts, and longer repayment terms compared to personal loans. They're ideal when you need to borrow a larger sum and want to keep monthly payments manageable.

No. We perform a soft credit check to match you with lenders. This does not appear on your credit file and won't affect your score. A hard check only happens if you choose to formally apply with a lender.

Yes. Because secured loans use your property as security, lenders are often more flexible on credit history. We work with specialist lenders who consider applicants with CCJs, defaults, and low credit scores.

cheapest secured loans

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