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These Terms & Conditions of Use (the Terms) set out the terms by which you may make use of our website moneysavingadvisors.co.uk (the Website). Use of the Website includes accessing, browsing, or registering to use the Website.
It is important that you carefully read these Terms before you use the Website, as they apply to your use of the Website. Please feel free to download or print a copy of these Terms for your own future reference. It is your responsibility to ensure you are aware of the nature of these Terms and how they may affect your use of the Website.
By using the Website, you confirm that you accept these Terms and that you agree to comply with them. If you do not agree to these Terms, you should exit the Website immediately and we request that you do not use our service.
For information on how we use personal data that we may collect through the Website and/or in relation to the services that we provide via the Website please see our Privacy Policy. For details on our use of cookies please see our Cookies Statement contained within our Cookie Policy. Both our Privacy Policy and our Cookies Statement are incorporated by reference into this document.
MoneySavingAdvisors.co.uk is a lead generation website which introduces enquirers seeking advice to firms. MoneySavingAdvisors.co.uk is not authorised to give advice and we are not liable for any advice provided by, or obtained through, a third party.
Money Saving Advisors Ltd is licensed by the Information Commissioner's Office (Registration Number ZA545161), registered in the UK, number 10726961. Registered Office Address: Regents Pavilion, Moulton Park Industrial Estate, Northampton, England, NN3 6BJ.
We introduce consumers to other firms who provide regulated financial services to consumers.
Our involvement is merely to inform and connect. Consumers can choose to engage with us and our role will be to put enquirers in touch with an appropriate business that can offer them regulated advice, make arrangements for them and provide ongoing advice and support if needed. We offer this service to anyone wishing to enquire about financial planning services, loans, mortgages or insurance, including mortgages, secured loans, personal loans, equity release or lifetime mortgages, pensions, life insurance and health insurance.
We introduce consumers to other firms who provide non-regulated services to consumers.
Our involvement is merely to inform and connect. Consumers can choose to engage with us and our role will be to put enquirers in touch with an appropriate business that can offer them advice, make arrangements for them and provide ongoing advice and support if needed. We offer this service to anyone wishing to enquire about estate planning, including wills, trusts and lasting power of attorney.
We will not make a personal recommendation for you. Any information we provide is for guidance purposes only and should not be construed as personalised advice. We may ask you some questions or obtain details from you to help us direct your enquiry to the right type of provider who can either fulfil your needs or signpost you to further free information.
We do not sell, arrange or review financial products. You cannot buy a product from us. Our role is merely to direct you to, and assist you in obtaining advice and/or products from, a bona fide regulated entity.
Enquirers will not be charged for our services.
We will either receive a fee for introducing you to a firm, or a commission (at no cost to the enquirer) should you buy a product and/or service from the firm.
From time to time we run promotional "guarantee" offers relating to specific products, such as best price or best rate guarantees on insurance, mortgages or pension annuities. Every current offer, along with its full terms, eligibility criteria, claim process and expiry date, is published on our Guarantees page. Any promotional offer not listed there is not currently live and cannot be claimed. We reserve the right to vary, withdraw or extend any offer at any time.
We cannot guarantee that a provider will offer a solution. This may be as a result, directly or indirectly, of a systems problem, issues which are unforeseeable or outside of our control or that of the providers, or because information has been provided incorrectly. Accordingly, we shall not be liable for any loss you may suffer unless we have been negligent or not acted in accordance with these Terms and Conditions or unless otherwise required by UK law. Where you do not use this form with reasonable care and in accordance with these Terms and Conditions, or we discover or are notified that you are using this form fraudulently, we and/or the provider reserve the right to charge you for any reasonable costs that we may incur in taking action to stop you using the form and recover any monies owed as a result of your activities.
Unless stated otherwise, we may contact you via telephone, SMS, post or email to provide information and alerts relating to your application and/or services we think may be of interest to you.
Information provided by you must always be true and accurate, as misleading information will be regarded as a breach of our terms and is likely to breach any agreement you have entered into with a provider. Misleading information may also result in the instigation of criminal proceedings against you.
We will only process information about you (including your visits to the Website) in accordance with our Privacy Policy. When you use our website and forms you consent to us processing your personal information and therefore warrant that all information/data provided by you is accurate and correct.
By submitting an application form or quote request you authorise our partners to take all such steps as are deemed necessary to independently verify any and all information contained in your application and check your creditworthiness. You understand that these checks may include contacting Credit Reference Agencies (CRAs), fraud and money laundering prevention agencies and the electoral register, as well as providing them with information about you.
The website and its forms are controlled and operated in the United Kingdom. These Terms and any non-contractual obligations arising out of or in connection with these Terms will be governed by the laws of England and Wales and you irrevocably agree to submit to the exclusive jurisdiction of the English courts.
Under UK data protection law, all individuals have the right to request the deletion or removal of personal data (the right to be forgotten) in certain circumstances, including where:
There are some circumstances where the right to be forgotten does not apply, for example where we need to comply with a legal obligation. If you wish to exercise this right, please email compliance@moneysavingadvisors.co.uk. Our marketing partners will also be informed of your request.
We make every effort to ensure our service to you is excellent. However, if you wish to make a formal complaint, please email complaints@moneysavingadvisors.co.uk or write to: The Compliance Manager, Money Saving Advisors Limited, Regents Pavilion, Moulton Park Industrial Estate, Northampton, England, NN3 6BJ. See our Contact Us page for full details of our complaints process.