Surveys

Level 1 survey: what it checks and what it costs

A RICS Level 1 survey is the most basic home survey, designed for modern, conventionally built homes in good condition. See what the surveyor looks at, what's left out, and what it typically costs.

  • See what a Level 1 inspection covers
  • Compare typical costs by property value
  • Check if a Level 2 or 3 suits you better

What is a Level 1 survey?

A Level 1 survey, officially the RICS Home Survey Level 1 and previously known as the RICS Condition Report, is the most basic of the three home surveys that the Royal Institution of Chartered Surveyors (RICS) sets out. An RICS member makes a visual inspection and gives each main part of the property a condition rating.

  • Ratings: 1 means no repair is needed now, 2 means defects that need repair but aren't serious or urgent, and 3 means serious or urgent defects.
  • Not included: repair or maintenance advice, repair costs, tests of the services, or a valuation.
  • Best for: modern, conventionally built homes in good condition. RICS says it won't suit older, complex, or neglected properties.
  • Cost: about £300 to £900, depending on the home's value and where it is.

Sources: RICS Home survey standard (1st edition, effective 1 March 2021); RICS Home Survey Level 1 description of service; RICS consumer guide to home surveys; HomeOwners Alliance, How much does a house survey cost (updated 5 October 2026) (checked October 2026)

What is a RICS Level 1 survey?

A Level 1 survey is the lightest of the three RICS home surveys. Its full name is the RICS Home Survey Level 1, and until the current RICS standard took effect in 2021 it was called the RICS Condition Report. A surveyor who belongs to RICS, shown by the letters AssocRICS, MRICS, or FRICS after their name, inspects the property and writes a short report on its condition, so you can spot serious problems before you're committed to buying.

All three levels are defined in the RICS Home survey standard. The current version is the 1st edition, which took effect on 1 March 2021 and applies to RICS members and regulated firms across the UK. RICS is preparing a 2nd edition, and in its September 2026 update it said it intends to publish it in the first quarter of 2027. Until the new edition takes effect, surveyors carry on working to the 1st edition, and that's what this guide describes.

RICS designed Level 1 for buyers, sellers, and homeowners who want an independent view of a property's condition at a modest price. To keep the fee down, the inspection is less thorough than a Level 2 or Level 3, and the report is brief. For every survey type side by side, including snagging and specific defect surveys, see our guide to the types of house survey.

What does a Level 1 survey include?

The surveyor walks through the inside of the home and around the outside of the main building, any permanent outbuildings, the grounds and boundaries, and any shared areas they can reach. Roofs and chimneys are viewed from the ground, using binoculars where needed. The basic kit is a damp meter, binoculars, a torch, and a ladder for hatches and flat roofs no higher than 3 metres, where it's safe to use one. The surveyor also does a desk-based check and asks questions about anything that could affect the property.

Your report will include:

  • a short description of each main part of the building, with a condition rating for each one
  • a list of risks to the building, the grounds, or the people living there, without further explanation
  • points for your conveyancer to look into, such as whether replacement windows came with a warranty
  • the energy efficiency rating from the property's latest Energy Performance Certificate (EPC), where the surveyor can obtain one
  • a note of any part the surveyor couldn't inspect, plus a recommendation for further investigation wherever they can't reach a confident conclusion

What the condition ratings mean

The ratings are the heart of a Level 1 report. RICS calls them traffic-light ratings, with 1 shown as green, 2 as amber, and 3 as red.

Level 1 survey condition ratings

Rating
What it means
1 (green)
No repair is needed at the moment. Keep up normal maintenance.
2 (amber)
Defects that need repair or replacement, but which the surveyor doesn't judge to be serious or urgent. Keep up normal maintenance.
3 (red)
Serious defects, or ones that need repair, replacement, or investigation urgently. Get written quotes for the work before you're legally committed to buy.
NI
Not inspected. The report says why, and flags any further checks the surveyor thinks are needed.

A rating 3 doesn't mean the property has failed. A home can't officially fail a survey. It means you need more information, usually repair quotes or a specialist's opinion, before you exchange contracts. Because a Level 1 report doesn't say how to fix a defect or what it might cost, you'll need to find that out separately.

What isn't included in a Level 1 survey?

The lower fee comes from a narrower service. A Level 1 survey won't:

  • give advice on repairs or ongoing maintenance, or estimate what any work would cost
  • include a market valuation or an insurance rebuild (reinstatement) figure
  • test the electrics, gas, heating, plumbing, or drainage. The surveyor only looks at a sample of the parts that are visible
  • move furniture, lift carpets, floor coverings, or floorboards, or cut into the building's structure
  • go into the loft. The surveyor looks at what can be seen from the hatch and doesn't move insulation or stored belongings
  • lift the inspection covers on drains or septic tanks
  • check for asbestos, although the surveyor will point it out if they suspect it's present

For a flat, the surveyor also looks at the outside of the building and the shared hallways and stairs that lead to your front door. They don't inspect lifts, fire alarms, security systems, or the drains. External wall systems aren't inspected either, but the surveyor will recommend further checks if something concerns them.

Some firms offer extras, such as costing repairs or a market valuation, under a separate agreement. If you need either, ask about it before you book.

Who is a Level 1 survey for?

RICS says a Level 1 survey is better suited to modern homes of conventional construction in satisfactory condition. Its consumer guide to home surveys puts it more plainly: an ordinary house, flat, or bungalow, made from standard materials and kept in good repair.

RICS is clear that it won't suit:

  • older properties
  • complex buildings, such as homes that have been heavily extended or altered
  • properties that have been neglected

If the home is in reasonable condition and you'd like advice on repairs and upkeep, a Level 2 survey goes further. For a large, older, or run-down property, an unusual or altered building, or a home where you're planning major works, RICS points buyers to a Level 3 survey.

New-build homes

A brand-new home is usually modern and conventional, but a Level 1 isn't designed to check the quality of the builder's finish. A snagging survey looks for defects and unfinished work the builder needs to put right. Konnect You notes that a Level 1 can be used on a new home but recommends a snagging survey for newly built properties.

Buying in Scotland

Scotland has its own system. Before a home is put on the market, the seller must arrange a Home Report, which already contains a single survey and valuation based on a chartered surveyor's visual inspection, a property questionnaire, and an energy report. The seller or their agent must hand you a copy within nine days of your request. Because the seller provides the survey, a Level 1 isn't part of the normal buying process in Scotland, and the RICS standard applies separate Scottish rules to Home Reports. Some homes don't need a Home Report, including new homes sold to their first occupier. Our guide to Home Reports in Scotland explains how the system works.

How much does a Level 1 survey cost?

Surveyors set their own fees, so what you pay for a Level 1 survey mostly comes down to the home's value, how big and complex it is, and its location. RICS describes Level 1 as typically its lowest-priced survey. HomeOwners Alliance puts a Level 1 at about £300 to £900 (page updated 5 October 2026), and Konnect You puts it at around £380 for a home at the average UK price (updated 30 September 2026).

Typical Level 1 survey cost by property value

Property value
Typical cost
£100,000 to £249,000
£300 to £500
£250,000 to £349,000
£500 to £600
£350,000 to £499,000
£600 to £700
£500,000 to £1 million
£700 to £900

The figures in the table come from HomeOwners Alliance and are typical ranges, not fixed prices. Its ranges for Level 1 and Level 2 overlap, so a Level 2 quote can sometimes cost little more than a Level 1. Ask each firm which level it's quoting for and what the fee includes before you compare prices.

Our house survey costs guide compares prices across every survey level. A survey is one of several costs of buying a home. If you're budgeting for the move, MoneyHelper offers impartial guidance.

Ready to compare Level 1 survey quotes?

Compare fees from RICS-registered surveyors near you.

Level 1 vs Level 2, Level 3, and a mortgage valuation

The levels differ in how much of the property the surveyor inspects and how much advice you get.

Level 2 includes everything in a Level 1 and adds more. The surveyor goes into the loft, lifts accessible drain covers, looks at all the visible parts of the services, and gives advice on repairs and maintenance. You can also choose a version with a market valuation and an insurance rebuild figure. Our Level 2 survey guide covers it in detail.

Level 3 is the most detailed. The report describes how the property is built, the risk of hidden defects, the likely repair options, and what could happen if repairs aren't done, with a suggested timescale. RICS says it can suit any home in any condition, as long as the surveyor has the right experience. See our Level 3 survey guide, or our Level 2 vs Level 3 comparison.

A mortgage valuation is something your lender arranges to check the home is worth enough to secure what you're borrowing. It's done to protect the lender rather than you, and it's only a limited check, so it can miss problems that would be expensive to fix. Some lenders charge for it on a scale linked to the property's value, while others include it at no extra cost. Read more in mortgage valuation vs survey.

Typical survey costs in the table are from HomeOwners Alliance (updated 5 October 2026).

Level 1 compared with other options

Option
What you get and typical cost
Mortgage valuation
Done for your lender, to check the home's value covers the loan. It isn't a condition report. Some lenders charge a fee, others include it.
Level 1 survey
Condition ratings, a list of risks, and points for your conveyancer. No repair advice or valuation. About £300 to £900.
Level 2 survey
Everything in Level 1, plus a fuller inspection and advice on repairs and maintenance. Valuation available as an option. About £400 to £1,000.
Level 3 survey
The most detailed inspection, with repair options, the consequences of not repairing, and timescales. About £630 to £1,500 or more.

How to book a Level 1 survey

Book your survey once the seller has accepted your offer, so the report arrives before you exchange contracts, while you can still renegotiate or pull out. RICS recommends this timing, and it's when most buyers arrange theirs.

  1. Check the property suits a Level 1. If it's older, altered, or in poor condition, ask surveyors about a Level 2 or Level 3 instead.
  2. Find an RICS surveyor. RICS's Find a Surveyor site lists firms by area. RICS notes that not every firm listed there is RICS-regulated, so check the surveyor's own membership. You don't have to use a firm your lender or estate agent suggests.
  3. Compare quotes. Ask each firm which level it's quoting for, what's included, and whether you can see a sample report.
  4. Ask for the service description. RICS suggests asking the surveyor for the Description of the RICS Home Survey Level 1 document, which sets out exactly what the service covers.
  5. Share what you know. Before the visit, tell the surveyor the agreed price and anything that worries you, such as a crack you've spotted or plans to extend.

The visit itself is short. HomeOwners Alliance says a Level 1 may take only an hour, while Konnect You says around two hours, with the report usually back within five working days. Timings vary by firm, so check them when you book.

When the report arrives, start with the summary of condition ratings. For anything rated 3, get written quotes or a specialist's view before you exchange. Our guides to common survey problems and negotiating after a survey explain what to do next, and our guide to RICS surveyors covers choosing a firm.

Common questions

Level 1 survey FAQs

No. The standard Level 1 service doesn't give an opinion on the property's market value or an insurance rebuild figure. Some firms will add a valuation as a separate service under separate terms. If you want both in one report, a Level 2 survey with valuation includes them. RICS has consulted on allowing valuations at every level in the next edition of its standard, but that change isn't in force.

It can be, if the home is modern, conventionally built, and in good condition. You get an independent record of its condition and a list of serious or urgent problems for a lower fee than the other levels. The catch is that it won't explain how to fix anything or what repairs might cost, so a home with visible issues may need a Level 2 or Level 3 instead.

Yes. RICS lists flats alongside houses and bungalows, as long as the building is conventional and in good condition. The surveyor inspects the flat itself, the outside of the building, and the shared hallways and stairs that lead to it. They don't inspect lifts, fire alarms, security systems, drains, or external wall systems, but they'll recommend further checks if anything concerns them.

The visit is usually short. HomeOwners Alliance says a Level 1 inspection may take only an hour, and Konnect You says around two hours, depending on the property. Konnect You adds that the report usually arrives within five working days. Timings vary between firms, so ask how soon the report will arrive when you book, especially if you're working to a deadline.

Usually, yes. If you're buying with a mortgage, your lender will normally need its own valuation, and a Level 1 doesn't include one. The two do different jobs. The valuation tells your lender whether the home is worth enough to secure what you're borrowing, while the survey tells you about its condition and any serious or urgent defects.

Scotland uses a different system. The seller has to provide a Home Report, which already includes a single survey and valuation by a chartered surveyor, so buyers don't normally arrange a separate Level 1. Some homes, such as new homes sold to their first occupier, don't need a Home Report. Our guide to Home Reports in Scotland explains what they cover.

What our clients say

Reviews from real customers

"Clear, Thorough and Empathetic"

Shortly after I spoke with Anna, she was also very helpful and made it effortless and a nice experience.

5/5
Tyler Elsworthy

"Helped us make an informed decision"

Had a really good experience regarding arranging a secured loan. They introduced me to a great advisor. Thanks for the help.

5/5
Dana Huggins

"Highly recommnded"

For once a loan transaction without stress and complications. Very impressed and highly recommended.

5/5
Alex Pearce

"Exceptional service from start to finish"

Thrilled to share my exceptional experience with Money Saving Advisors. The website made it incredibly simple and easy to connect with an advisor. They helped me find the best deal on my remortgage and secured a very competitive interest rate!

5/5
Aaron Humphreys
GB

"Great advice and money saved"

Great advice and money saved on mortgage.

5/5
Ace
GB

"Amazing service!"

I have previously declined a loan of the value I needed from various brokers, but this website found me a reputable broker with surprisingly decent rates.

5/5
Alex Jones
GB

Surveys

Ready to compare survey quotes?

Compare RICS-registered surveyors near you. Get up to 4 quotes tailored to your property with no obligation.

App mockup

This article was written by:

Lawrence Howlett
Lawrence Howlett

Founder of Money Saving Advisors

Lawrence Howlett brings a results-driven mindset to his writing, shaped by over a decade of experience across finance, legal, and energy sectors. As the founder of Moneysavingadvisors, he’s built a reputation for turning complex financial concepts into clear, actionable insights for consumers. His writing stands out for its clarity, structure, and focus on delivering value.

Article last updated 7 October 2026

Reviewed by Nick McDonald on 7 October 2026