Income Protection Insurance for Parents

It depends on how much cover you'd get and how long it lasts. If you're employed full-time and get generous sick pay, you might not need much cover. But for many parents - especially if you're self-employed or a contractor - sick pay is limited or non-existent. Income protection steps in to cover a portion of your earnings so you can pay the bills, even if you're off work for months.

It depends on how much cover you'd get and how long it lasts. If you're employed full-time and get generous sick pay, you might not need much cover. But for many parents - especially if you're self-employed or a contractor - sick pay is limited or non-existent. Income protection steps in to cover a portion of your earnings so you can pay the bills, even if you're off work for months.

It depends on how much cover you'd get and how long it lasts. If you're employed full-time and get generous sick pay, you might not need much cover. But for many parents - especially if you're self-employed or a contractor - sick pay is limited or non-existent. Income protection steps in to cover a portion of your earnings so you can pay the bills, even if you're off work for months.

It depends on how much cover you'd get and how long it lasts. If you're employed full-time and get generous sick pay, you might not need much cover. But for many parents - especially if you're self-employed or a contractor - sick pay is limited or non-existent. Income protection steps in to cover a portion of your earnings so you can pay the bills, even if you're off work for months.

Monthly premiums vary depending on your age, job, health, smoking status, how much income you want to protect, and how long you could wait before payments start (known as the "deferred period"). As a rough guide, many people pay between £10 and £50 a month. Parents often choose to cover essential expenses like a repayment mortgage, educations costs, and other bills - so you're not over-insured, just protected where it matters most.

Monthly premiums vary depending on your age, job, health, smoking status, how much income you want to protect, and how long you could wait before payments start (known as the "deferred period"). As a rough guide, many people pay between £10 and £50 a month. Parents often choose to cover essential expenses like a repayment mortgage, educations costs, and other bills - so you're not over-insured, just protected where it matters most.

Monthly premiums vary depending on your age, job, health, smoking status, how much income you want to protect, and how long you could wait before payments start (known as the "deferred period"). As a rough guide, many people pay between £10 and £50 a month. Parents often choose to cover essential expenses like a repayment mortgage, educations costs, and other bills - so you're not over-insured, just protected where it matters most.

Yes, you can take out income protection while you're pregnant, but it's important to understand what's covered. Normal pregnancy and maternity leave aren't typically reasons for a claim. But if you develop a pregnancy-related illness - like pre-eclampsia, gestational diabetes, or postnatal depression - and it prevents you from working, then you may be able to make a claim depending on your policy.

Yes, you can take out income protection while you're pregnant, but it's important to understand what's covered. Normal pregnancy and maternity leave aren't typically reasons for a claim. But if you develop a pregnancy-related illness - like pre-eclampsia, gestational diabetes, or postnatal depression - and it prevents you from working, then you may be able to make a claim depending on your policy.

Yes, you can take out income protection while you're pregnant, but it's important to understand what's covered. Normal pregnancy and maternity leave aren't typically reasons for a claim. But if you develop a pregnancy-related illness - like pre-eclampsia, gestational diabetes, or postnatal depression - and it prevents you from working, then you may be able to make a claim depending on your policy.

Yes, you can take out income protection while you're pregnant, but it's important to understand what's covered. Normal pregnancy and maternity leave aren't typically reasons for a claim. But if you develop a pregnancy-related illness - like pre-eclampsia, gestational diabetes, or postnatal depression - and it prevents you from working, then you may be able to make a claim depending on your policy.

Income protection pays you a regular monthly income if you can't work due to any illness or injury. It keeps paying until you recover, retire, or reach the policy limit. Critical illness cover pays a fixed lump sum if you're diagnosed with a serious condition like cancer, a stroke, or MS. It's a one-off payment designed to cover major costs. Some parents choose to combine both types of cover for broader financial protection.

Income protection pays you a regular monthly income if you can't work due to any illness or injury. It keeps paying until you recover, retire, or reach the policy limit. Critical illness cover pays a fixed lump sum if you're diagnosed with a serious condition like cancer, a stroke, or MS. It's a one-off payment designed to cover major costs. Some parents choose to combine both types of cover for broader financial protection.

Income protection pays you a regular monthly income if you can't work due to any illness or injury. It keeps paying until you recover, retire, or reach the policy limit. Critical illness cover pays a fixed lump sum if you're diagnosed with a serious condition like cancer, a stroke, or MS. It's a one-off payment designed to cover major costs. Some parents choose to combine both types of cover for broader financial protection.

Yes, many income protection policies now include cover for mental health conditions such as depression, anxiety, and stress-related disorders - as long as they stop you from working. But it's worth checking the policy wording, as insurers may have different definitions, exclusions, or requirements like undergoing treatment.

Yes, many income protection policies now include cover for mental health conditions such as depression, anxiety, and stress-related disorders - as long as they stop you from working. But it's worth checking the policy wording, as insurers may have different definitions, exclusions, or requirements like undergoing treatment.

Yes, many income protection policies now include cover for mental health conditions such as depression, anxiety, and stress-related disorders - as long as they stop you from working. But it's worth checking the policy wording, as insurers may have different definitions, exclusions, or requirements like undergoing treatment.

Yes, many income protection policies now include cover for mental health conditions such as depression, anxiety, and stress-related disorders - as long as they stop you from working. But it's worth checking the policy wording, as insurers may have different definitions, exclusions, or requirements like undergoing treatment.

A family income benefit (FIB) pays out a regular monthly income to your family if you die during the policy term, rather than a single sum of money. It's similar to income protection, except the payout comes after death rather than with illness or injury. Often, family income benefit works for families with young children who rely on a steady income.

A family income benefit (FIB) pays out a regular monthly income to your family if you die during the policy term, rather than a single sum of money. It's similar to income protection, except the payout comes after death rather than with illness or injury. Often, family income benefit works for families with young children who rely on a steady income.

A family income benefit (FIB) pays out a regular monthly income to your family if you die during the policy term, rather than a single sum of money. It's similar to income protection, except the payout comes after death rather than with illness or injury. Often, family income benefit works for families with young children who rely on a steady income.