Meet the writers and advisors behind our guides.

Lawrence Howlett
Founder of Money Saving Advisors
Lawrence Howlett brings a results-driven mindset to his writing, shaped by over a decade of experience across finance, legal, and energy sectors. As the founder of Moneysavingadvisors, he’s built a reputation for turning complex financial concepts into clear, actionable insights for consumers. His writing stands out for its clarity, structure, and focus on delivering value.
Nick McDonald
Director of The Compliance Guys
Nick McDonald is the Director and founder of The Compliance Guys, an FCA compliance consultancy serving financial services firms across the UK. With over two decades of financial services compliance expertise spanning consumer credit, claims management, mortgage advisory, and appointed representative networks, Nick provides independent fact-checking and content compliance review for Money Saving Advisors.