Stamp duty calculator
Before you make an offer on a property, find out how much stamp duty you'll need to pay.
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Stamp duty made simple
Stamp duty land tax (SDLT) can be a baffling extra cost when you're buying a home. Our stamp duty calculator takes away the stress - just enter your property's purchase price and a few other details, and it instantly tells you what you'll need to pay. No spreadsheets, no guesswork, no hidden costs.
Why use a stamp duty calculator?
Know the cost before you commit
Stamp duty can add thousands to your upfront costs, so knowing what you owe early is crucial.
- Quick numbers: Tap in the purchase price and let the calculator do the maths.
- Avoid surprise costs: Knowing your stamp duty liability lets you plan and budget more accurately.
- First-time buyers: See if you qualify for reduced or zero stamp duty based on your situation.
For example:
If you're buying a £350,000 home as a first-time buyer, your stamp duty might be £2,500 instead of the full amount.
Tailored results for every situation
Whether you're buying your first home, a second property, or a buy-to-let, we've got you covered.
- Up-to-date rates: Our calculator uses the latest UK stamp duty thresholds, including those for Scotland (LBTT) and Wales (LTT).
- Different buyer types: First-time buyers, home movers, second home buyers - you'll see what applies to you.
- Quick comparisons: Test different property prices to see how your stamp duty changes.
For example:
Buying a second home? The calculator adds the extra 5% surcharge on top of the standard rates - that's a calculation you'll want to see before you commit.
Summing up
Stamp duty doesn't have to be a mystery. With our SDLT calculator, you can quickly see what you owe, avoid hidden costs, and plan your move with the right ball-park information. Whether you're a first-time buyer or adding to your portfolio, it'll help keep your next move stress-free.
Frequently Asked Questions
Do first-time buyers pay stamp duty?
Yes, but you get a discount. In England and Northern Ireland, first-time buyers don't pay stamp duty on the first £300,000 of a property under £500,000. Our calculator automatically checks this for you, so you'll see what, if anything, you owe in just a few clicks.
Do first-time buyers pay stamp duty?
Yes, but you get a discount. In England and Northern Ireland, first-time buyers don't pay stamp duty on the first £300,000 of a property under £500,000. Our calculator automatically checks this for you, so you'll see what, if anything, you owe in just a few clicks.
Do first-time buyers pay stamp duty?
Yes, but you get a discount. In England and Northern Ireland, first-time buyers don't pay stamp duty on the first £300,000 of a property under £500,000. Our calculator automatically checks this for you, so you'll see what, if anything, you owe in just a few clicks.
What about second homes or buy-to-let properties?
We've got you - our calculator takes into account the 5% stamp duty surcharge that applies to second homes and buy-to-lets. Just select the right buyer type when putting in your figures, and it'll show your total amount owed - no manual calculations needed.
What about second homes or buy-to-let properties?
We've got you - our calculator takes into account the 5% stamp duty surcharge that applies to second homes and buy-to-lets. Just select the right buyer type when putting in your figures, and it'll show your total amount owed - no manual calculations needed.
What about second homes or buy-to-let properties?
We've got you - our calculator takes into account the 5% stamp duty surcharge that applies to second homes and buy-to-lets. Just select the right buyer type when putting in your figures, and it'll show your total amount owed - no manual calculations needed.
Can I use the calculator for properties in Scotland or Wales?
Yes. If you're buying in Scotland or Wales, the calculator switches to the correct tax system - land and buildings transaction tax (LBTT) for Scotland or land transaction tax (LTT) for Wales. It uses current rates and rules to give you an accurate estimate based on your location.
Can I use the calculator for properties in Scotland or Wales?
Yes. If you're buying in Scotland or Wales, the calculator switches to the correct tax system - land and buildings transaction tax (LBTT) for Scotland or land transaction tax (LTT) for Wales. It uses current rates and rules to give you an accurate estimate based on your location.
Can I use the calculator for properties in Scotland or Wales?
Yes. If you're buying in Scotland or Wales, the calculator switches to the correct tax system - land and buildings transaction tax (LBTT) for Scotland or land transaction tax (LTT) for Wales. It uses current rates and rules to give you an accurate estimate based on your location.
Does stamp duty apply to non-residential property?
Yes. For freehold commercial sales, SDLT is charged at zero on the first £150,000, 2% on the portion from £150,001 to £250,000, and 5% on anything above £250,000. For leasehold, it's zero on the first £150,000, 1% on the portion from £150,001 to £5 million, and 2% on anything above £5 million.
Does stamp duty apply to non-residential property?
Yes. For freehold commercial sales, SDLT is charged at zero on the first £150,000, 2% on the portion from £150,001 to £250,000, and 5% on anything above £250,000. For leasehold, it's zero on the first £150,000, 1% on the portion from £150,001 to £5 million, and 2% on anything above £5 million.
Does stamp duty apply to non-residential property?
Yes. For freehold commercial sales, SDLT is charged at zero on the first £150,000, 2% on the portion from £150,001 to £250,000, and 5% on anything above £250,000. For leasehold, it's zero on the first £150,000, 1% on the portion from £150,001 to £5 million, and 2% on anything above £5 million.
What's the stamp duty for non-UK residents?
If you're a non-UK resident, you'll usually pay a 2% surcharge on top of standard SDLT rates when buying a home in England or Northern Ireland. This applies even if it's your only property. This rule aims to level the playing field for UK-based buyers and is based on where you live, not your nationality.
What's the stamp duty for non-UK residents?
If you're a non-UK resident, you'll usually pay a 2% surcharge on top of standard SDLT rates when buying a home in England or Northern Ireland. This applies even if it's your only property. This rule aims to level the playing field for UK-based buyers and is based on where you live, not your nationality.
What's the stamp duty for non-UK residents?
If you're a non-UK resident, you'll usually pay a 2% surcharge on top of standard SDLT rates when buying a home in England or Northern Ireland. This applies even if it's your only property. This rule aims to level the playing field for UK-based buyers and is based on where you live, not your nationality.
About the author
Lawrence Howlett
Lawrence Howlett brings a results-driven mindset to his writing, shaped by over a decade of experience across finance, legal, and energy sectors. As the founder of Moneysavingadvisors, he’s built a reputation for turning complex financial concepts into clear, actionable insights for consumers. His writing stands out for its clarity, structure, and focus on delivering value.
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