Mortgage repayment calculator

No, using our mortgage calculator won't impact your credit score in any way. It doesn't involve a credit check and doesn't require any personal or financial details linked to your credit file. It's purely a tool to help you estimate what your monthly mortgage payments might be, based on the figures you provide. It's a safe and commitment-free way to start planning your mortgage.

No, using our mortgage calculator won't impact your credit score in any way. It doesn't involve a credit check and doesn't require any personal or financial details linked to your credit file. It's purely a tool to help you estimate what your monthly mortgage payments might be, based on the figures you provide. It's a safe and commitment-free way to start planning your mortgage.

No, using our mortgage calculator won't impact your credit score in any way. It doesn't involve a credit check and doesn't require any personal or financial details linked to your credit file. It's purely a tool to help you estimate what your monthly mortgage payments might be, based on the figures you provide. It's a safe and commitment-free way to start planning your mortgage.

Our calculator gives a helpful estimate based on the numbers you enter, but it's not a formal offer or a mortgage in principle. It doesn't factor in your full financial picture, such as your income, regular expenses, credit history, or the detailed checks a lender carries out. That said, it's still a reliable way to see whether your plans are on the right track and what kind of repayments you might expect.

Our calculator gives a helpful estimate based on the numbers you enter, but it's not a formal offer or a mortgage in principle. It doesn't factor in your full financial picture, such as your income, regular expenses, credit history, or the detailed checks a lender carries out. That said, it's still a reliable way to see whether your plans are on the right track and what kind of repayments you might expect.

Our calculator gives a helpful estimate based on the numbers you enter, but it's not a formal offer or a mortgage in principle. It doesn't factor in your full financial picture, such as your income, regular expenses, credit history, or the detailed checks a lender carries out. That said, it's still a reliable way to see whether your plans are on the right track and what kind of repayments you might expect.

Yes, absolutely - you can still use the calculator to get a rough estimate. The process is exactly the same, and you simply input the figures you know, such as the loan amount, deposit, term, and interest rate. It's worth remembering that self-employed applicants are assessed differently by lenders - while the calculator won't reflect all the nuances, it's still a great way to start outlining the costs.

Yes, absolutely - you can still use the calculator to get a rough estimate. The process is exactly the same, and you simply input the figures you know, such as the loan amount, deposit, term, and interest rate. It's worth remembering that self-employed applicants are assessed differently by lenders - while the calculator won't reflect all the nuances, it's still a great way to start outlining the costs.

Yes, absolutely - you can still use the calculator to get a rough estimate. The process is exactly the same, and you simply input the figures you know, such as the loan amount, deposit, term, and interest rate. It's worth remembering that self-employed applicants are assessed differently by lenders - while the calculator won't reflect all the nuances, it's still a great way to start outlining the costs.

You can enter any deposit amount into the calculator. In the UK, 5% is typically the minimum deposit accepted by lenders, though a bigger deposit - such as 10%, 15%, or 20% - usually unlocks better mortgage deals with lower interest rates. The calculator lets you see how a bigger deposit affects the size of your loan and your monthly payments.

You can enter any deposit amount into the calculator. In the UK, 5% is typically the minimum deposit accepted by lenders, though a bigger deposit - such as 10%, 15%, or 20% - usually unlocks better mortgage deals with lower interest rates. The calculator lets you see how a bigger deposit affects the size of your loan and your monthly payments.

You can enter any deposit amount into the calculator. In the UK, 5% is typically the minimum deposit accepted by lenders, though a bigger deposit - such as 10%, 15%, or 20% - usually unlocks better mortgage deals with lower interest rates. The calculator lets you see how a bigger deposit affects the size of your loan and your monthly payments.

Our calculator is designed to give you a strong starting point for planning your budget and comparing different mortgage scenarios. But keep in mind there may be many extra costs that could affect the mortgage amount and annual percentage rate (APR). Factors like interest rate changes, and whether you choose a variable or tracker mortgage, can impact the total interest paid.

Our calculator is designed to give you a strong starting point for planning your budget and comparing different mortgage scenarios. But keep in mind there may be many extra costs that could affect the mortgage amount and annual percentage rate (APR). Factors like interest rate changes, and whether you choose a variable or tracker mortgage, can impact the total interest paid.

Our calculator is designed to give you a strong starting point for planning your budget and comparing different mortgage scenarios. But keep in mind there may be many extra costs that could affect the mortgage amount and annual percentage rate (APR). Factors like interest rate changes, and whether you choose a variable or tracker mortgage, can impact the total interest paid.

Yes, it's just as useful as a remortgage calculator. When you remortgage, you're replacing your existing mortgage with a new one - often to get a better rate or release some equity. To use the calculator for this, just enter your remaining mortgage balance as the loan amount, and adjust the term and interest rate to reflect the new deal you're considering.

Yes, it's just as useful as a remortgage calculator. When you remortgage, you're replacing your existing mortgage with a new one - often to get a better rate or release some equity. To use the calculator for this, just enter your remaining mortgage balance as the loan amount, and adjust the term and interest rate to reflect the new deal you're considering.

Yes, it's just as useful as a remortgage calculator. When you remortgage, you're replacing your existing mortgage with a new one - often to get a better rate or release some equity. To use the calculator for this, just enter your remaining mortgage balance as the loan amount, and adjust the term and interest rate to reflect the new deal you're considering.

Yes, it's just as useful as a remortgage calculator. When you remortgage, you're replacing your existing mortgage with a new one - often to get a better rate or release some equity. To use the calculator for this, just enter your remaining mortgage balance as the loan amount, and adjust the term and interest rate to reflect the new deal you're considering.