Secured Loans from Believe Loans | Specialist Broker
Believe Loans is a licensed broker, specialising in secured loans from 90+ lenders. Discover how they can save you time and money in securing a loan.
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Spotlight on Believe Loans
Believe Loans is a UK-based credit broker specialising in secured homeowner loans. Though newer on the market, they've grown their profile with straightforward lending solutions, competitive rates, and flexible repayment terms for UK homeowners.
Loan amounts and interest rates
Believe Loans works with UK lenders who offer secured loans with varying amounts depending on your needs and property value. Here are the key details:
- Loan amounts start around £5,000 and can go up to £500,000
- Interest rates from 5.99%
- Repayment terms from 3 to 30 years
- Authorised and regulated by the FCA
- Fund home improvements, debt consolidation, weddings, holidays, and more
Why use Believe Loans?
Here's how Believe Loans helps homeowners get secured finance - even with poor credit:
- Lender access: They search a panel of lenders to find you suitable options
- Personal support: They provide tailored help throughout the process
- Larger loans: You can borrow more by securing the loan against your home
- Interest structure: Explore options for fixed or variable rates, depending on the lender
- Bad credit: They're open to applications from people with less-than-perfect credit scores
- Free & safe: Checking eligibility is free of charge and won't affect your credit score
Summing up
A secured loan from Believe Loans offers a reliable way to access larger amounts of money with flexible repayment options. Using your property as security can unlock better rates and terms, making it easier to manage costs. With trusted UK lenders and loans up to £500,000, they may be the practical solution for you.
Frequently Asked Questions: Secured Loans
What is a secured loan?
A secured loan lets you borrow money using your home as security. This can allow for larger loan amounts and lower interest rates, but it also means your property is at risk if you can't keep up with repayments. Since secured loans use property as collateral, you must own your home to apply through Believe Loans.
What is a secured loan?
A secured loan lets you borrow money using your home as security. This can allow for larger loan amounts and lower interest rates, but it also means your property is at risk if you can't keep up with repayments. Since secured loans use property as collateral, you must own your home to apply through Believe Loans.
What is a secured loan?
A secured loan lets you borrow money using your home as security. This can allow for larger loan amounts and lower interest rates, but it also means your property is at risk if you can't keep up with repayments. Since secured loans use property as collateral, you must own your home to apply through Believe Loans.
What does a credit broker do?
As a licensed credit broker, Believe Loans don't lend directly, but help you find the most suitable loan by comparing options from different lenders and connecting you with matched offers based on your needs.
What does a credit broker do?
As a licensed credit broker, Believe Loans don't lend directly, but help you find the most suitable loan by comparing options from different lenders and connecting you with matched offers based on your needs.
What does a credit broker do?
As a licensed credit broker, Believe Loans don't lend directly, but help you find the most suitable loan by comparing options from different lenders and connecting you with matched offers based on your needs.
How quickly do Believe Loans send the funds?
According to their website, funds can be transferred in as little as 1-3 working days, if approved. Timelines vary, but they aim to move quickly so you get your loan without unnecessary delays.
How quickly do Believe Loans send the funds?
According to their website, funds can be transferred in as little as 1-3 working days, if approved. Timelines vary, but they aim to move quickly so you get your loan without unnecessary delays.
How quickly do Believe Loans send the funds?
According to their website, funds can be transferred in as little as 1-3 working days, if approved. Timelines vary, but they aim to move quickly so you get your loan without unnecessary delays.
Is Believe Loans regulated by the FCA?
Believe Loans is an Appointed Representative of Believe Advisor Limited which is authorised and regulated by the Financial Conduct Authority (FCA number 841395). The guidance and advice on their website is subject to UK regulatory conditions.
Is Believe Loans regulated by the FCA?
Believe Loans is an Appointed Representative of Believe Advisor Limited which is authorised and regulated by the Financial Conduct Authority (FCA number 841395). The guidance and advice on their website is subject to UK regulatory conditions.
Is Believe Loans regulated by the FCA?
Believe Loans is an Appointed Representative of Believe Advisor Limited which is authorised and regulated by the Financial Conduct Authority (FCA number 841395). The guidance and advice on their website is subject to UK regulatory conditions.
Will checking eligibility hurt my credit score?
No. Believe Loans uses a soft credit check to help assess your eligibility, which won't affect your score or be visible to other lenders. A hard search only happens if you go ahead with a loan application.
Will checking eligibility hurt my credit score?
No. Believe Loans uses a soft credit check to help assess your eligibility, which won't affect your score or be visible to other lenders. A hard search only happens if you go ahead with a loan application.
Will checking eligibility hurt my credit score?
No. Believe Loans uses a soft credit check to help assess your eligibility, which won't affect your score or be visible to other lenders. A hard search only happens if you go ahead with a loan application.
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