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Before you go...

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  • Would they be able to pay the mortgage?
  • What about all the household bills and cars?
  • How about university and childcare fees?

Without huge savings, many families simply can’t afford to keep the household running. Life insurance offers a financial safety net for your family and is probably the most important thing you can do for your family today.

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Compare Secured Loans

Consolidate debts or make home improvements with a secured loan from £15k to £500k

  • ico Borrow more for less – we’ll get you a great deal
  • ico Loans from £15K – £500k over 1 – 30 years
  • ico Access funds in as little as 11 days
  • ico Your free quote won’t affect your credit score
  • ico Rated ‘Excellent’ on Trustpilot

Get Your Free Quote

£
Getting a quote won't affect your credit score
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We use the above information to calculate your “Loan to Value” which lenders use to calculate your personal quotes.

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We use this to select the most suitable lenders for you

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Your Property

Final step

This quote will not affect your credit rating or score

Please ensure your contact details are correct as we and our partners will keep you up to date with the progress of your application by phone, email and SMS.

  • ico Borrow more for less – we’ll get you a great deal
  • ico Loans from £15K – £500k over 1 – 30 years
  • ico Access funds in as little as 11 days
  • ico Your free quote won’t affect your credit score
  • ico Rated ‘Excellent’ on Trustpilot

    You could reduce your monthly payments by up to 75% with a debt consolidation loan

    Struggling with debts? Dreading the monthly direct debits going out of your account? A secured loan could consolidate everything into one manageable monthly payment – giving you room to breathe!

    • Consolidate credit cards and loans
    • Make some home improvements
    • Get rid of other expensive debts
    • Have money left over every month!

    It’s quick and easy to get a free quote and see how much you could save.

    Get Your Free Quote
    secured-consolidation

    3 easy steps to your perfect secured loan

    It's quick, simple and free to start comparing secured loans with us

    1. Apply online

    1. Apply online

    Complete our online application and we’ll connect you with a specialist secured loan adviser

    2. Chat with an adviser

    2. Chat with an adviser

    Calculate how much you could borrow and what loans you could get based on personal circumstance

    3. Choose your loan

    3. Choose your loan

    Take the time you need to make a decision, then let your adviser do all the paperwork for you

    Get Started Now

    Verified customer reviews

    Ben Young

    Star Star Star Star Star

    “ These guys were so helpful. Gave me great advice and helped me secure a loan at a great rate for my garage conversion. Would definitely recommend to friends and family. ”

    Verified Review

    Jake Wilson

    Star Star Star Star Star

    “ These guys helped me get a loan at much better rates than what I was getting quoted with local brokers, thank you! ”

    Verified Review

    Alex Pearce

    Star Star Star Star Star

    “ Had a really good experience regarding arranging a secured loan. They introduced me to a great advisoer. Thanks for the help. ”

    Verified Review

    Dana Huggins

    Star Star Star Star Star

    “ Smooth experience with Money Saving Advisors. Communication and time frame were exceptional. For once a loan transaction without stress and complications. Very impressed and highly recommended if you’re looking for a competent company to see your unsecured loan through without going grey or losing your hair entirely. ”

    Verified Review

    Frequently asked questions

    How are secured loans different from unsecured loans?

    You borrow a secured loan by using something you own as collateral, such as property, vehicle, jewellery or art. The asset’s value determines how much you can borrow, and you risk losing the collateral if you cannot make your repayments on time.

    What credit score do I need for a secured loan?

    Our lenders offer secure loans for various credit scores, from excellent to bad. There are products available to suit most credits, and you can check your eligibility here to get expert advice and compare rates.

    Can I apply with a bad credit history?

    We have a selection of second-charge lenders who offer loans if you have a bad credit history. Our lenders also accept CCJs and defaults, even if they’ve occurred in the last 12 months. Get in touch with us, and we’ll inform you of the available products and the applicable interest rates for your circumstances.

    Can I take out a secured debt consolidation loan?

    Yes. Debt consolidation loans are a popular product for our customers. Request a quote, and we can let you know which ones are best for your situation.

    Can I sell my house with a secured loan on it?

    Yes, you can sell your house with a secured loan on it. The money from the sale would pay off your secured loan together with your first-charge mortgage. Typically, your conveyancing solicitor will handle this aspect and deal with the lender during the sale process.

    What is the max LTV?

    A limited number of lenders offer a maximum loan-to-value (LTV) of 95%. These products are more expensive as they have higher interest rates. Lenders of high-LTV products limit borrowing to smaller values.

    Find your best secured loan now

    Compare 100’s of secured loan deals quickly and easily

    Get Your Free Quote