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Find cover to protect your income, family & lifestyle
Income Protection could help protect you and your income when you are unable to work due to an accident or illness.
Regular monthly payments to replace loss of income
Pays out until you can you start work again**
Cover up to 70% of your annual income
Claim multiple times during your policy term
How does it work?
Get free quotes
Choose how much cover you need and for how long, plus answer a few basic details about yourself
Choose & apply
Your advisor will shortlist the right policies for your requirements and go through all the details with you
Get covered
Enjoy peace of mind, knowing you've protected your income and could claim if you're off work
Verified customer reviews
Excellent service
These guys were so helpful. Gave me great advice and helped me secure a loan at a great rate for my garage conversion. Would definitely recommend to friends and family.
Ben Young
Exceptional service...
Thrilled to share my exceptional experience with Money Saving Advisors. The website made it incredibly simple and easy to connect with an advisor. They helped me find the best deal
Aaron Humphreys
Really quick payout
Had a really good experience regarding arranging a secured loan. They introduced me to a great advisor. Thanks for the help.
Alex Pearce
Money Saving Advisors Excellent
Excellent team of people, and with whats app chat as well was a god send. Highly recommend them Mohammed helped the most but the team were superb.
Chris Clarke
Very helpful advice
Shortly after I spoke with Anna, she was also very helpful and made it effortless and a nice experience.
Tyler Elsworthy
Why use Money Saving Advisors?
We’re on a mission to help you save money on life's biggest financial decisions.
The easiest process
You're busy with everyday life, so we've made our process as quick, simple and hassle-free as possible.
We save you money
Always acting in your best interest and getting you the best possible deal so you can keep more of your money.
Rated Excellent 4.6/5
We’re here to help you make informed financial decisions and relentlessly hunt down money saving deals for you.
Overall representative example for
secured loans
Loan amount
Length of loan
Monthly repayment
£18,000
120 months
£227.38
Broker Fee
Lender Fee
Total amount repayable
£1,530
£495
£26,945.40
Borrowing £18000 over 120 months. 6.5% fixed for 60 months with installments of £227.38. Followed by 60 months at the lenders standard variable rate of 4.95% with instalments of £227.71. Broker fee (£1,530); Lender fee (£495). Total repayable of £26,945.40 comprised of; loan amount (£18,000); interest (£6,920.40); Broker fee and Lender fee. Overall cost comparison 9.1% APRC.
Frequently Asked Questions
What is income protection?
Income protection insurance offers financial support by providing an income if you're unable to work due to illness or injury, helping you cover essential expenses.
You are more likely to be out of work because of sickness or injury than to pass away before retirement. While some employers offer sick pay, not everyone receives it, and many people overestimate the amount they'll get. Income protection serves as a financial safety net in such situations.
What is covered by income protection insurance?
Income protection covers a wide range of illnesses that prevent you from working, such as stress-related conditions, back problems, cancer, or severe heart issues. The emphasis is on your inability to work rather than the specific illness or injury you’ve experienced.
However, it won’t cover pre-existing or chronic conditions known before the policy was taken out, nor issues related to alcohol or drug misuse, criminal activity, cosmetic surgery, or redundancy.
How long does income protection pay out for?
Income protection policies generally fall into two categories: short-term and long-term. A short-term policy provides income for a limited period, typically six to 12 months. In contrast, long-term policies offer coverage for a longer duration, which could extend until retirement or for a set number of years, such as 40.
I'm self-employed, can I get income protection?
Yes. Income protection insurance is available for self-employed individuals, primary caregivers, part-time workers, contractors, and others. We can put you in touch with expert advisers who can offer you a personalised quote to suit your needs.
Even if proving your income is a challenge, there are still plenty of options available.
