Top 5 Benefits of Private Health Insurance After 50

Best Health Insurance Plans in the UK from £25.85 per month*

If you're over 50 and starting to think more seriously about your health, you're not alone.

Whether it's long NHS waits, worrying about symptoms, or just looking for certainty - more and more people aged 50 to 75 are exploring private health insurance.

Here are the five key benefits of private health cover - and how to check if it could work for you in less than 60 seconds.

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Start by telling us your age range

50-54

55–59

60–64

65-69

70–75+

1. It Costs Less Than You Might Expect

Many people assume private health insurance is much too expensive in your 50s or 60s - but many plans today are more flexible than every before.

Here's a quick breakdown of typical starting prices:

Age Range
50–54
55–59
60–64
65-69
70–75+
Prices /monthly
£28
£34
£42
£49
£58
Age Range
Prices /mo
50–54
£28
55–59
£34
60–64
£42
65-69
£49
70–75+
£58

Most importantly, you only pay for the cover you want. You can customise your policy to match your budget and needs - like faster scans, access to specialists, or cover for specific conditions.

So for the cost of a (healthy) takeaway, you get peace of mind knowing you're covered for the worst.

2. It Works Great Alongside the NHS

Private cover doesn't replace the NHS - it just gives you a fast, flexible back-up when you need it.

Let's look at the main ways it boosts your NHS support:

Feature
NHS Only
Private Cover
Waiting times
Long
Shorter (often days)
Consultant choice
Limited
Yes
Diagnosis
Weeks/months
Often same week
Private rooms
Rare
Often included
Mental health support
Variable access
Specialist care
Monthly cost
Free at point of use
From £28/month

Thousands of over-50s use private cover to get seen faster while still relying on the NHS for emergencies and broader care.

3. It's All About What's Covered

Most over-50s are surprised by what they can get with health insurance today. And remember, you don't need to pay for services you won't use - and you can add on what matters most.

We Show You Exactly What's Covered
Inpatient treatment (e.g. hospital stays)
Diagnostic scans: MRI, CT, PET
Cancer diagnosis & treatment
Post-operation physio
Specialist referrals

Other optional policy extras

Private GPs
Physiotherapy, osteopathy, mental health (optional)
Dental & Optical
We also help you explore:
Many plans also allow for pre-existing conditions after a short waiting period (usually 2 years) - so you don't need to worry about high blood pressure or diabetes disqualifying you.

4. You Can Compare the UK’s Top Providers Instantly

The best part? It’s easier than ever to compare quotes from leading UK insurers in one place - and that's where Money Saving Advisors can help. No pressure and no medical required for most.

We guarantee to beat any price! Start a FREE, no obligation quote today!

We make sure every health insurer we show you offers:
• FCA backing
• High customer rating
• Plans designed for people 50 to 75
• No hidden fees
• UK-based support

Ready to Take the First Step?

Whether you’re 52 or 72, it’s never too late to take control of your healthcare.

Remember, private health cover offers:

Faster access to specialists
Choice of hospital or consultant
More control over your care
Peace of mind not relying on the NHS

Quotes are free, personalised, and take just minutes to get. You decide if it’s right for you.

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No obligation · FCA-authorised providers · Trusted by 250,000+ over-50s

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