Unlock tax-free cash with equity release
Get your free guide, an instant estimate of how much you could release, and find out if you could be eligible with the help of a qualified advisor.
- Get your free equity release guide
- Find out how much you could release
- Check if you're eligible with a qualified advisor
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What is equity release?
Equity release is an option for homeowners aged 55 and over who want to access some of the value tied up in their property and convert it into tax-free cash.
At Money Saving Advisors, we work with specialist advisors who can guide you through a Lifetime Mortgage, the most popular type of equity release. This mortgage is designed to last your entire lifetime and gives you the flexibility to decide whether or not to make any payments. The loan, along with any interest, is only repaid when the last homeowner dies or moves into long-term care.
When considering equity release, there are important features to understand and risks to consider. By speaking with a money saving advisor, you'll get a clear picture of the benefits and potential downsides. They'll explain how releasing equity will reduce the value of your estate and could affect your eligibility for means-tested benefits. Together, you can explore flexible options to help you manage these aspects.
quick & easy
How does the calculator work?
Our equity release calculator gives you an instant estimate of how much tax-free cash could be available to you. It works by taking into account the age of the youngest homeowner and the value of your property.
hassle free with no-obligation
How does the process work?
Once you've used the calculator and received your estimate, speaking with a qualified advisor is the next step.
1
Check if you're eligible
We'll introduce you to a specialist equity release advisor, who confirm your eligibility and discuss your situation and goals
2
Compare your options
Your advisor will research options from the whole market and present you with shortlisted recommendations
3
Apply for equity release
You can then take your time to decide if equity release is right for you. If so, your advisor will handle the full application process.
get the right advice
Is equity release the only option?
We're committed to getting you the right advice.
Your money saving advisor will take the time to fully understand your situation and explore a range of products, including Lifetime Mortgages, Retirement Interest-only Mortgages, and traditional mortgages where appropriate.
They'll help you consider whether borrowing is the right choice at all. While comparing options from across the market, your advisor will also encourage you to think about alternatives like downsizing or using existing savings too.
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Frequently Asked Questions
