Whether you need £25,000 or more, getting the amount right makes all the difference. Borrowing too much can strain your business, while too little might not solve your problem. The good news? Our specialist advisors work this out with you, looking at your income, expenses, and what you can comfortably afford. They'll make sure you get exactly what you need to grow your business.

Whether it's buying equipment, purchasing stock, covering cash flow gaps, expanding your premises, or funding growth, being specific really helps. Our advisors will talk through your plans with you and match you with lenders who specialise in exactly what you need. The clearer your goal, the better deal we can find you.

Your rate depends on your business's financial health, how much you're borrowing, and your repayment term. Here's where we really help - our advisors have access to multiple lenders with different rates and criteria. They'll find you the most competitive rate for your situation, often much better than going direct to a bank. As a homeowner, you may have access to more favourable rates too.

This is absolutely crucial, and it's something our advisors take seriously. They'll work through your finances with you, factoring in your existing expenses and any seasonal fluctuations. We'll never recommend a loan you can't comfortably afford - even during quieter months. Your success is our success.

The paperwork can feel overwhelming, but our advisors make it simple. They'll tell you exactly what you need upfront - typically your business plan, recent bank statements, profit and loss statements, balance sheets, and tax returns. Some of our lender partners even use open banking, which can speed everything up dramatically. We'll guide you through every step.

Need funds quickly? We've got you covered. While traditional banks can take weeks, many of our lender partners can give decisions within days and transfer funds quickly once approved. Tell your advisor when you need the money, and they'll work to meet your timeline.

As a homeowner seeking an unsecured business loan, you won't need to put your home directly at risk as security. However, lenders will still assess your overall financial position, including your property ownership, as part of their decision. Our advisors will explain exactly what each lender looks at and find options that give you peace of mind.

Hidden fees are frustrating, which is why our advisors are completely transparent about costs. They'll explain the APR (Annual Percentage Rate), which shows you the true cost including all fees. We compare deals across multiple lenders to find you the best value - not just the lowest headline rate. And remember, our introduction service is completely free to you, although we will recieve a percentage of the commission paid to your broker.

When you work with us, we minimise the impact on your credit. Our advisors can give you an idea of your options without affecting your score. We'll only proceed to formal applications once we've found the right lender for you - not a scattergun approach that damages your credit rating.

Simple - we save you time, money, and hassle - plus some lenders only sell through brokers, so rather than spending hours researching lenders, filling out multiple applications, and potentially getting declined, our advisors match you with the right lender first time.

We know which lenders work with small business homeowners, which offer the best rates for your loan amount, and which have the most straightforward processes.